When choosing motor insurance, consider the type of coverage you need based on your vehicle’s value and usage. Balancing your budget with necessary protections, such as comprehensive or third-party coverage, can help ensure affordability and adequacy. Explore add-ons like roadside assistance or personal accident cover for added security, and prioritize providers with a straightforward claims process to avoid delays. Strong customer support is essential to guide you through any issues, ensuring your insurance experience remains smooth and stress-free.